by Harmer | Jun 14, 2022 | Interest Rates, Investing
A hot topic right now is the recent changes to both the Variable and Fixed interest rates. These changes effect: Mortgages, Credit Cards, and any Variable Loans. If you are nervous about these changes, you certainly aren’t alone. Media Headlines and water cooler...
by Harmer | Jun 15, 2020 | Financial, Investing, Mortgages
With mortgage rates hitting historical lows we are fielding a lot of questions surrounding the advertised 1.99% 5-year fixed mortgage. While there are many excellent mortgage rates in the market, some of these rates come with requirements that may not fit your...
by Harmer | May 30, 2020 | Financial, Investing
While it is impossible to determine the exact moment when the market has bottomed out, we can begin to review high quality, oversold, and high value investments. One of the investment options that yield minded investors have brought into focus is dividend investing....
by Harmer | May 16, 2020 | Financial, Investing, Mortgages
Q.What do I need to consider when my mortgage is up for renewal? Home Equity Line of Credit (HELOC) is a type of mortgage that is secured against your home. As you pay off your mortgage and build up equity in your home, a HELOC allows you to gain access to your home...
by Harmer | May 16, 2020 | Financial, Investing, Mortgages
Updated: Apr 19, 2021 Q.How do I know what I can afford? When Shopping for a home it’s important to determine the maximum mortgage and home price you can qualify for. To determine your maximum affordability, lenders take several factors into account,...
by Harmer | May 15, 2020 | Investing, Mortgages
1. What’s the best rate I can get? Your credit score plays a big part in the interest rate for which you will qualify, as the riskier you appear as a borrower, the higher your rate will be. Rate is definitely not the most important aspect of a mortgage, however, as...
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